Question 1

What is InstaWorth and who is it for?

Accepted Answer

InstaWorth helps business owners understand an estimated business value using AI analysis and CPA-reviewed valuation options. It is designed for owners who want fast internal decision support for planning, fundraising preparation, and exit conversations.

Question 2

How do I get started?

Accepted Answer

Create an account, add your business profile, and upload your financial documents in the secure vault. Most owners finish initial setup in about 10 minutes when key files are ready.

Question 3

What documents should I prepare first?

Accepted Answer

You can get started without uploading any documents. If you prefer, you can connect Plaid or QuickBooks to share financial data automatically, or upload files like tax returns, profit and loss statements, and bank statements.

Question 4

Can I invite partners or advisors to collaborate?

Accepted Answer

Yes. You can invite collaborators to review information and coordinate inputs during the valuation workflow. This is useful when legal, finance, or operations teams need to contribute context.

Question 5

Do I need valuation experience to use the platform?

Accepted Answer

No. The workflow is guided step by step and built for non-technical business owners. You only need accurate business and financial information to get started.

Question 6

Can I start now and finish later?

Accepted Answer

Yes. You can save progress and return later to complete uploads, responses, and profile details before final submission.

Question 7

How much does an InstaWorth valuation cost?

Accepted Answer

AI-Only valuations are $50. CPA-reviewed valuations are $499 for businesses under $3.5M annual revenue and $799 for businesses with $3.5M+ annual revenue.

Question 8

Who is eligible for the AI-Only valuation option?

Accepted Answer

AI-Only valuations are only available for businesses with annual revenue under $1,000,000. If your revenue is $1,000,000 or more, choose a CPA-reviewed valuation tier.

Question 9

When am I charged?

Accepted Answer

You are charged when you pay for the valuation option you selected in checkout. Any final amount and tier are shown before payment is submitted.

Question 10

What payment methods are accepted?

Accepted Answer

We accept credit cards, Apple Pay, ACH bank transfers, and Cash App through secure payment processing.

Question 11

Is there an ongoing subscription?

Accepted Answer

An optional dynamic valuation tracking add-on is available after your initial valuation for $29.95 per month. You can choose it based on whether you want ongoing valuation updates.

Question 12

Can I get a refund?

Accepted Answer

If our team cannot complete your valuation, you will not be charged. For other billing questions, contact support so we can review your case.

Question 13

How long does the valuation process usually take?

Accepted Answer

Most owners complete intake in about 10 minutes, and many valuations are delivered within about an hour. Timing can vary based on document quality, responsiveness, and complexity.

Question 14

What happens after I upload documents?

Accepted Answer

Your data is analyzed and organized for valuation review. Depending on your selected tier, you receive AI-driven results and/or CPA review steps with follow-up questions when clarification is needed.

Question 15

What do I receive in my valuation results?

Accepted Answer

You receive an estimated valuation range, supporting context, and a dashboard view of results. CPA-reviewed tiers include deeper review detail, and higher tiers include additional benchmark support.

Question 16

What can delay my valuation?

Accepted Answer

The most common delays are incomplete uploads, unreadable files, and unanswered follow-up questions. Clear files and prompt responses usually keep your valuation on track.

Question 17

Can I request an updated valuation later?

Accepted Answer

Yes. You can update your data and request a new valuation as your business changes. This is useful after major revenue shifts, operational changes, or new financial periods.

Question 18

Will I get notified when results are ready?

Accepted Answer

Yes. You receive platform and email notifications as your valuation moves through key steps and when your results are available.

Question 19

How does InstaWorth protect my business data?

Accepted Answer

Data is protected in transit and at rest using secure infrastructure and controlled access practices. Sensitive business files are only accessible to authorized users involved in your valuation workflow.

Question 20

Who can see my uploaded documents?

Accepted Answer

Your documents are shared only with the necessary review parties on the platform, including your assigned reviewer when applicable. Access is limited to completing your requested services.

Question 21

Are CPAs bound by confidentiality requirements?

Accepted Answer

Yes. CPA participants are expected to follow confidentiality and professional standards when reviewing business information on the platform.

Question 22

Does InstaWorth sell my business data?

Accepted Answer

No. Your data is used to operate and improve valuation services, not sold as a standalone product. See the Privacy Policy for full details.

Question 23

How can I reduce data-related risk on my side?

Accepted Answer

Upload only relevant business documents, avoid sharing unnecessary personal identifiers, and keep account credentials private. Good account hygiene improves both security and review quality.

Question 24

Are InstaWorth valuations formal appraisals?

Accepted Answer

No. InstaWorth valuations are approximate opinions for internal decision-making and are not formal appraisals.

Question 25

Can I use this valuation for loans, taxes, legal filings, or regulated securities activity?

Accepted Answer

No. InstaWorth outputs are not intended for official, legal, tax, lending, or regulated securities use. They should not be represented as FINRA- or SEC-compliant valuation products.

Question 26

How accurate are the valuation results?

Accepted Answer

Results are estimates based on the information you provide and review inputs on the platform. Accuracy depends heavily on data quality, completeness, and the business context shared.

Question 27

Do you guarantee specific valuation outcomes?

Accepted Answer

No. InstaWorth does not guarantee valuation results, ranges, or outcomes. Valuation opinions can change as new or corrected data is provided.

Question 28

Can I rely on this as investment or legal advice?

Accepted Answer

No. The platform does not provide legal, tax, or investment advice. For regulated or official decisions, consult licensed professionals in the relevant specialty.

Question 29

How do I apply as a CPA on InstaWorth?

Accepted Answer

Use the CPA sign-up flow and submit your credentials, including active CPA licensing information. After verification, approved CPAs can participate in available reviews.

Question 30

What are the CPA eligibility requirements?

Accepted Answer

You must be a licensed CPA in good standing with a current, unrestricted license in your jurisdiction. Relevant valuation or advisory experience is helpful.

Question 31

Can CPAs choose which reviews to accept?

Accepted Answer

Yes. CPA participants can review available requests and accept based on fit and availability.

Question 32

How are CPAs paid?

Accepted Answer

CPA compensation is tied to completed review work based on assigned scope. Payment timing and terms follow the CPA platform agreement.

Question 33

Is there a minimum number of reviews required?

Accepted Answer

No. Participation is flexible and non-exclusive, subject to platform standards and agreement terms.

Question 34

What standards apply to CPA work on the platform?

Accepted Answer

CPAs are expected to follow professional and ethical standards while clearly representing outputs as approximate opinions rather than regulated appraisals.

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